Retirement Planning

Retirement planning is a key part of any financial plan be you 21 or 71. As Pension Specialists , we can advise on all the various types of plans on offer whether you are self-employed, director or employee, how the tax relief works, projected income in retirement, investment options including self-administered pensions. For employees with existing pension benefits via Defined Contribution &/or Defined benefit Schemes, we can assist you in determining…… How much you will receive on retirement based on what you are currently paying , What you can or should pay to maximise your eventual benefits , AVC’s – Are you paying too little or too much , and if you are moving or have already moved employers, we can advise on all available options going forward

For those already Retired we can review what you have already put in place and see if it still aligns with your Retirement life & plans to date and current spending and guide you in the right direction. And then we’ll regularly review in order to ensure that you don’t outlive your assets.

By design Pensions and the rules around them are complex , at the end of our Review & Recommendation specifically for you and your circumstances, we will bring clarity to what is sometimes considered by most people as ‘a minefield’, and hopefully enlighten you, and ultimately give you more control over what is a very important part of your overall financial plan for now and the future.

  • PRSA’s
  • AVC’s
  • Personal Pension
  • Executive Pension
  • Group Pension
  • Self-Administered Pension
  • Buyout Bond
  • Advice – Work Pension- Defined Benefit & Defined Contribution Pensions

Risk – Peace of mind

We know markets don’t move in straight lines. This can be particularly worrying in retirement when you are drawing income from your portfolio. Regardless of what stage of life you are at , from saving for a deposit for your first Home to managing your Retirement funds, we will work with you to create an investment portfolio with the objective to withstand the ups and downs of markets and give you peace of mind.