Terms of Conditions

FOH Financial Limited are Financial Advisors regulated by the Central Bank of Ireland and are licensed to trade in the Republic of Ireland.The information contained on this website is not an offer to sell nor is it a solicitation to transact business in any way. This communication is directed only to persons resident in the Republic of Ireland.FOH Financial Limited has created this Website for the convenience, interest, and education of its Internet visitors. It is posted for informational purposes only.

Offering of Advice

The information on this site is for general information only and is not intended to constitute specific legal, accounting, financial or tax advice for any specific individual’s situation. Many factors may affect the applicability of any statement or comment that appear on our web site to an individual’s particular circumstances. You should consult with FOH Financial Limited or your own professional advisers before acting on any information provided herein.

No Guarantees or Warranties

Every effort is made to ensure that the information contained on this website is correct. Regardless, FOH Financial Limited is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information is provided “as-is” and without guarantee of any kind, including any guarantee of completeness, accuracy, timeliness of information, or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including warranties of performance, merchantability and fitness for a particular purpose. It should be noted that from time to time FOH Financial Limited may make improvements and/or changes in the products and/or services described in this Website at any time without notice.


accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by FOH Financial Limited.


Because of the marked increase in the generation and proliferation of computer viruses on the Internet, FOH Financial Limited would like to warn you about the possibility of infections or viral contaminations on your system. It is your responsibility to scan any and all downloaded materials received from the Internet including not only this website but also any resource websites that might be linked to this site. FOH Financial Limited is not responsible or liable for any damages caused by such hazards.


All information submitted to FOH Financial Limited through this site, including electronic mail enquiries, is submitted through the Internet which by its very nature is an unsecured, public network. We cannot be responsible for any damages you may incur if you communicate confidential information to us over the Internet, or if we communicate such information to you at your request.

Limitation on Liability

In no event will FOH Financial Limited or its Directors, principals, officers, employees or agents be liable to you or anyone else for any action taken or decision made in reliance on any of the information contained on this website or for any direct, indirect, consequential, special or other similar damages, even if FOH Financial Limited has been advised of the possibility of such damages.

Sustainability Factors – Investment/IBIPS/Pension Advice

When providing advice, we do not currently consider the adverse impacts of investment decisions on sustainability, but we will review this approach on an annual basis in March.


With the exception of the calculators on this site used for pensions, life assurance and income protection FOH Financial Limited maintains all copyrights in the text, graphic images and logos contained in this Website. This information is provided for the personal, non-commercial, viewing of our readers and may not be distributed, modified, or used without prior written consent of FOH Financial Limited. Unauthorised republishing is strictly prohibited. However, printing this material to share with friends and business associates is encouraged so long as the FOH Financial Limited name is prominently displayed on such documentation.